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Get today's mortgage rates

There are a few things you should keep in mind when comparing mortgage rates. First off is the difference between an interest rate and an annual percentage rate (APR). The mortgage interest rate is the interest rate that determines your monthly payment amount. APR is a measure of the total cost over the life of the loan including closing and settlement fees. APR is the true cost of a loan, and makes a better comparison between mortgage products offered by each lender.

  • Mortgage rates can change from day-to-day, or may even change during the course of a day
  • Your down payment can affect the interest rate you may be offered
  • Be sure to read the loan assumptions for any advertised mortgage rate

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Loans subject to borrower and property qualifications, not all applicants may be approved. Fees and charges apply. Subject to change without notice. Conditions, restrictions, and terms may apply. Equal housing lender.