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Extra Credit When You Need It

Sometimes we all could use a little extra credit. When you need extra money, we can provide a personal loan to meet a variety of needs — from consolidating debt to major purchases. A personal loan offers a number of advantages:

  • Fast access to money — you’ll usually have the funds the next business day
  • Easy application process either online, by phone or in person
  • Rates starting at 7.49%
  • Terms up to 72 months
  • Loan amounts to $25,000
  • For amounts less than $2,500, consider an FPCU credit card

A personal loan can be a good way to consolidate high-interest rate balances under one monthly fixed-rate, fixed-term payment that you can easily budget. You might be able to pay less over the term of your loan, reduce interest payments and save money in the process. The money can be used for a variety of purposes including medical bills, car repairs, home improvements, school tuition, debt consolidation, medical bills and emergency needs.

*APR=Annual Percentage Rate. Sample loan of $10,000 based on a personal loan with a 13.24% APR. Monthly payment of $269.45 for 48 months. Loans subject to borrower qualification, not all applicants may be approved. Fees and charges may apply. Effective 12/1/14. Subject to change without notice. Conditions, restrictions, and terms may apply.