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New Car

We can help you find a car, or you can have funds transferred electronically to your dealership.

  • We cover taxes, title and insurance with 125% financing
  • Get preapproved for an auto loan and shop with confidence
  • Ask about member-only discounts
Apply Now
Used Car

Whether you're purchasing from a dealership or a private party, we can guide you through the process.

  • Shop like a cash buyer
  • Buy from the classifieds, a friend or even eBay
  • Find out how much you can afford by getting preapproved
Apply Now
Refinance

Want to lower your car payments? We can help you reduce costs and save money.

  • Save with a lower auto rate
  • Extend your loan term to lower your monthly payment
  • Get cash out when you refinance
Apply Now
Car Loan Solutions Made Easy
  • No application fees, hidden closing costs or early-payoff penalties
  • Apply online in minutes
  • Use our free car-buying service for new or used cars
  • Protect your investment with loan protection insurance
  • New Faster Funding! Sign your loan documents right from your PC or smartphone! Ask about eSign!
  • Receive additional loan rate discounts with automatic payments from an FPCU account and/or by putting at least 20% down on your vehicle
  • For even easier car buying, download the FPCUauto app from iTunes or Google Play to help find the car of your dreams!

*APR=Annual Percentage Rate. Sample loan of $15,000 new purchase with 20% down, resulting in a $12,000 loan with 36 monthly payments of $342.35. Includes discounts of 0.50% (0.25% for a maximum loan-to-value of 80%; 0.25% for automatic payment withdrawal from an FPCU checking or savings account). Sample rate requires minimum credit score of 740. Rate effective 12/1/14. Loans subject to borrower and property qualifications, not all applicants may be approved. Fees and charges apply. Subject to change without notice. Conditions, restrictions, and terms may apply.