Share Savings

Paired with one of our checking accounts, this is an easy way to earn dividends while keeping your cash readily available.

  • Low minimum deposit
  • Automatic savings plan
  • Use for overdraft protection
Open Account
Money Market Checking

Combine a high-yield interest rate with the convenience of check-writing access.

  • Access to 30,000 surcharge-free ATMs
  • Free online and mobile banking
  • Earn up to 0.30% APY
Open Account
Opportunity Savings

If you've been turned down for a checking account, this is a great way to rebuild your credit and even earn dividends.

  • No fee for FPCU ATM transactions
  • No minimum deposit
  • Low monthly service fee
Open Account
Christmas Club

Whether you're saving for the holidays, a car or just a rainy day, you can amplify your savings with a premium interest rate.

  • Pays 0.20% APY
  • Start saving with as little as $25
  • No monthly service fee
Open Account
Free FPCU Banking Tools
  • ATM card for easy access to your funds
  • Save a tree with free, online account statements
  • Use mobile banking to check balances or transfer funds
  Share SavingsGreat if you need a versatile account for daily savings. Money Market CheckingOptimal for anyone who wants easy access to high-interest savings. Opportunity SavingsA fresh start if you're recovering from financial difficulties Christmas ClubPerfect if you're saving toward a goal or establishing accounts for your kids
Minimum opening deposit $25 $2,500 None $25
Minimum balance None None None None
Monthly service fee NoneNo monthly service fee. $10Service fee waived with a $2,500 minimum daily balance. $7 NoneNo monthly service fee.
Pays interest Yes0.10% APY on balances of $100 or more. Yes$0-4,999: 0.05%
$5,000-24,999: 0.05%
$25,000-49,999: 0.10%
$50,000-99,999: 0.25%
$100,000+: 0.30%
Yes0.10% APY on balances of $100 or more. Yes0.20% APY on every dollar.
Transaction limitations 6 withdrawals or transfers per month. 6 withdrawals or transfers per month. 6 withdrawals or transfers per month. 6 withdrawals or transfers per month.