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Low Rates. Great Rewards.

Platinum Convenience and
Worldwide Acceptance
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Platinum Rewards Get rewarded
with every purchase
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Share Secured Get purchasing power
while building credit
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The best rate available from FPCU, plus convenience and worldwide acceptance

Special introductory rate.

  • Pay 0% APR on purchases and balance transfers for the first 12 months!
  • Regular APR as low as 10.99%
  • No annual fee
  • Easy to transfer high-rate balances from other cards

Great features.

  • Manage your account online or via mobile
  • Design your credit card using your own photo
  • Easy cash advances from any ATM with a MasterCard logo

You’re protected

  • You are 100% covered for unauthorized use of your card
  • Protected whether shopping in person or online
  • Free travel and retail purchase protection

Simple rewards. Simple for you. Get rewarded with every purchase.

Earn rewards

  • Get 1 point for every $1 spent
  • Points will not expire if you use your card every 12 months.
  • Redeem for:
    • Gift cards
    • Merchandise
    • Air travel
    • Hotel & car rental
  • Redeem rewards at fpcurewards.com

Special introductory rate

  • Pay 0% APR on purchases and balance transfers for the first 12 months!
  • Regular APR as low as 12.99%
  • No annual fee
  • Easy to transfer high-rate balances from other cards

You’re protected

  • You are 100% covered for unauthorized use of your card
  • Protected whether shopping in person or online
  • Free travel and retail purchase protection

Let FPCU help establish or rebuild your credit. Get the purchasing power you need.

Use deposits to secure your card

  • The credit limit is equal to the amount you deposit in a Share Savings account
  • Earn interest on your savings as you build credit
  • Perfect for teens or others needing to get credit started or restarted

Great features

  • Manage your account online or via mobile
  • Design your credit card using your own photo
  • Easy cash advances from any ATM with a MasterCard logo

You’re protected

  • You are 100% covered for unauthorized use of your card
  • Protected whether shopping in person or online
  • Free travel and retail purchase protection

Compare Credit Card Options

  Platinum Platinum Rewards Share Secured
Great fit for you if

You want a great rate on both purchases and balance transfers

You’re looking to get rewarded for each dollar you spend

You're trying to establish or rebuild credit


Annual Percentage Rate (APR)

Introductory rate *



Regular APR

Cash APR

As low as 10.99%
on purchases and balance transfers

0% APR on purchases and balance transfers for the first 12 months

As low as 10.99%

As low as 15.74%

Terms and conditions

As low as 12.99%
on purchases and balance transfers

0% APR on purchases and balance transfers for the first 12 months

As low as 12.99%

As low as 17.74%

Terms and conditions

As low as 19.99%
on purchases and balance transfers

N/A



As low as 19.99%

As low as 24.99%

Terms and conditions
Annual fee None None None
Variable rate Yes
Your APR will vary with the market based on the Prime Rate.
Yes
Your APR will vary with the market based on the Prime Rate.
Yes
Your APR will vary with the market based on the Prime Rate.

*APR = Annual Percentage Rate. 0.00% APR valid on all purchases and balance transfers. Promotional rates apply to first twelve (12) billing periods on new credit card accounts; balance transfers must be completed within 90 days of account opening. After promotion, Regular APR of 10.99%-21.99% will apply. Offers apply to all credit card types and tiers (except Share Secured). Subject to credit approval. Rates are variable and may change. Balance transfer fee of 3% or $10 (whichever is greater) applies.

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