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Mobile Banking
   
Locations


Access Checking

Our basic
checking account

Premier Checking

Earns interest and offers premium features      

eZ Card

A reloadable card that's a secure alternative to cash



Compare Checking Accounts


We have a checking account that's right for you! All checking accounts have a low $25 minimum to open. Access your money though eBanking, Mobile Banking, one of the 30,000+ surcharge-free ATMs on the CO-OP network, or one of 5,000+ Shared Branches.


In addition to the accounts below, we offer a basic Student Checking account, available to students up to age 24, for a low $1.99 monthly fee (waived with eStatements).


  Access Checking Premier Checking eZ Card
Great fit for you if You would like a basic checking account, with no minimum balance. You want to earn interest and have other premium features. You'd like an alternative to a traditional checking account
Monthly Fee  $5.99 $11.99  $4.00
Fee waived with: eStatements plus one of the following:
  • Monthly Direct Deposit of at least $300, or
  • Monthly average checking account balance of $1,500 or more, or
  • Combined household savings, investment, and loan balances of $25,000 or more

eStatements plus one of the following:
  • Monthly Direct Deposit of at least $500, or
  • Monthly average checking account balance of $2,500 or more, or
  • Combined household savings, investment, and loan balances of $50,000 or more
  • Direct deposit of at least $100, or 
  • 10 debit card transactions per month. 
Earns Interest No 0.05% APY on every dollar No
Additional Features
  • Overdraft from Savings
  • Overdraft Privilege
  • No FPCU fee at any U.S. or international ATM*
  • Free FPCU-branded checks
  • Incoming Wire Fee waived
  • Free Partnership Rewards
  • Transactions limited to the account balance, so you can never overdraw the account
  • Keep only the balance you need on the card and reload when needed--perfect for students!

* eZCard not eligible for Partnership Rewards program.

Rates shown subject to change without notice.
* The ATM owner may apply a fee.






Equal Housing Lender