FPCU Savings Rates

Type: [ Fixed Rate Accounts ] [ Variable Rate Accounts ]		Printer Friendly Version
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Effective Date: Monday, May 12, 2008

Rates

Term

Dividend Rate

Annual Percentage Yield

Start-Up Certificates
$500 minimum to open or earn dividends
automatic transfers required of $15/wk or $60/mo. One per account holder


36 months	1.89%	1.90%

Regular Share Certificates
$1,000 minimum to open or earn dividends


3-5 months	1.89%	1.90%
6-11 months	1.89%	1.90%
12-23 months	2.13%	2.15%
24-35 months	2.32%	2.35%
36-47 months	2.47%	2.50%
48-59 months	2.47%	2.50%
60 months	2.47%	2.50%

Jumbo Share Certificates
$100,000 minimum to open or earn dividends.


3 months	1.98%	2.00%
6-11 months	1.98%	2.00%
12-23 months	2.23%	2.25%
24-35 months	2.43%	2.45%
36-47 months	2.57%	2.60%
48-59 months	2.57%	2.60%
60 months	2.57%	2.60%

IRA Share Certificates
IRA Share Certificates
$1,000 minimum to open or earn dividends. NO MAINTENANCE FEES!


6-11 months	1.89%	1.90%
12-23 months	2.13%	2.15%
24-35 months	2.32%	2.35%
36-47 months	2.47%	2.50%
48-59 months	2.47%	2.50%
60 months	2.47%	2.50%

Jumbo IRA Share Certificates
$100,000 minimum to open or earn dividends
NO MAINTENANCE FEES!


6-11 months	1.98%	2.00%
12-23 months	2.23%	2.25%
24-35 months	2.43%	2.45%
36-47 months	2.57%	2.60%
48-59 months	2.57%	2.60%
60 months	2.57%	2.60%

Mini-Jumbo Share Certificates
$50,000 minimum to open or earn dividends


3 months	1.89%	1.90%
6-11 months	1.89%	1.90%
12-23 months	2.13%	2.15%
24-35 months	2.32%	2.35%
36-47 months	2.47%	2.50%
48-59 months	2.47%	2.50%
60 months	2.47%	2.50%

Mini-Jumbo IRA Certificates


6-11 months	1.89%	1.90%
12-23 months	2.13%	2.15%
24-35 months	2.32%	2.35%
36-47 months	2.47%	2.50%
48-59 months	2.47%	2.50%
60 months	2.47%	2.50%

This rate schedule states rates applicable to specified accounts and is incorporated as a part of your account agreement with FPCU. For all accounts except term Share Certificate accounts, the Dividend Rate and Annual Percentage Yield (APY) may change every quarter as determined by the Credit Union's Board of Directors. For purpose of this disclosure, the dividend rate and annual percentage yields stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of Effective Date: Monday, May 12, 2008 Fees could reduce earnings on the account. A fee may be imposed for early withdrawal of certificate funds. Please call to obtain current rate information. Your savings are federally insured to $100,000 by the National Credit Union Administration, a U.S. Government Agency. IRA accounts separately insured up to $250,000.