(Printing Paper Size: 8.5x14" Legal)
HOME EQUITY LINE OF CREDIT (Adjustable Open-End):   Rates as low as Prime minus .50% Combined Loan to Value   APR* as low as CLTV up to 80%   4.5% Owner occupied homes – maximum loan amount $250,000 1-2 units.
FIXED HOME EQUITY RATES (closed-end):     Max CLTV Rate APR* 15 year fixed rate 80% 7.000% 7.000% 25 year fixed rate: Loans of $50,000 or more 80% 7.500% 7.500% Owner occupied primary and second homes – maximum loan amount $500,000 1-4 units. 15 Year fixed - N/O/O 80% 8.000% 8.000% Non-owner occupied properties - maximum loan amount $500,000 1-4 units. Cash Out max 75%CLTV *APR= Annual Percentage Rate. Fully indexed rate is variable, based on prime and a margin, with a maximum variable rate of 8 percent over the initial start rate. Rate includes a .25% discount for automatic payment transfer from an FPCU checking account. Accounts closed within 36 months will incur a $500 cost recoupment fee. Rates quoted as of 4.10.08 and subject to change without notice. Loans made subject to credit approval. Other conditions, fees, and restrictions may apply. This offer is not valid on existing Financial Partners Home Equity loans.