FPCU Loans - Home Loans

Enjoy the convenience and flexibility of a Home Equity Line of Credit (HELOC) through Financial Partners! Instead of a traditional loan with a fixed loan amount, a HELOC gives you a maximum credit amount that you can borrow up to and pay-off as often as you choose!

Benefits of a Home Equity Line of Credit:
v Debt Consolidation
v Paying Off High Rate Loans
v Home Improvements
v Education Expenses
v Flexible Line and more!


	25 year fixed rate: Loans of $50,000 or more	7.500%

Interest only Home Equity Line of Credit rates are variable and as low as the Wall Street Journal Prime Rate minus .25%. Actual rate is determined by the Combined Loan to Value and credit qualifications. Rates are subject to change, cap is 8% over the initial fully indexed rate. Maximum loan amount $500,000. Owner occupied property. No cost, no annual fee, no transaction fee, no maintenance fee.

*Contact your tax professional. Home Loan Programs are available in California, Colorado, and Michigan. For additional interest rate quotes and/or feature-based pricing adjustments e-mail or contact us at 800.950.7328. APR= Annual Percentage Rate. Introductory rate applies for the first four (4) months from the date of the Note. This offer is not valid on existing Financial Partners Home Equity loans. Accounts closed within 36 months will incur a $500 closure fee. Fully indexed rate is quoted as of 6/19/06, is adjustable, and based on prime, for 80% LTV, and is subject to change daily.

Not all members will receive the lowest interest rate available at the end of the introductory period. Primary residence only. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Home Loan Programs are available in California, Colorado, and Michigan. For additional interest rate quotes and/or feature-based pricing adjustments e-mail or call us at 800.950.7328.