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       July 23, 2008

Adjustable rate loans typically start at a lower rate, giving you some of the lowest monthly payments available!  Our loans have a fixed rate feature for the first 3, 5, or 7 years.

For the lowest rates and fees possible backed by our fast turnaround time, use our secure online application, call us at 800.950.7328, or visit your local branch today!

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Loan ProgramRatePointsAPR
5/1 Adjustable Rate Loan5.750%1.375%5.43%
5.875%1.000%5.44%
6.000%0.625%5.45%
6.375%0.000%5.53%
5/1 Interest First Adjustable Rate Loan 5.875%1.375%5.35%
6.000%1.000%5.40%
6.250%0.375%5.50%
6.500%0.000%5.59%
7/1 Adjustable Rate Loan6.000%1.875%5.69%
6.125%1.500%5.72%
6.375%0.750%5.78%
6.750%0.000%5.89%
7/1 Interest First Adjustable Rate Loan 6.125%1.875%5.58%
6.250%1.500%5.64%
6.500%0.750%5.77%
6.875% 0.000% 5.96%
Contact FPCU today for a "No Cost" loan, where FPCU will pay the closing costs and fees on your behalf!
Annual Percentage Rate (APR) based on a loan amount of $417,000
Home Loan Programs are available in California, Colorado, and Michigan. For additional interest rate quotes and/or feature-based pricing adjustments e-mail or call us at 800.950.7328.